Growing and preserving your wealth, while achieving your long term goals, requires careful planning.
The Oates Labritz Wealth Management team offers investment strategies emphasizing comprehensive financial consulting.
Our process can help you plan your investments around your most important life goals. Creating a plan with flexibility allows us to meet and adjust your investments as your life changes.
Planning With Us
Our approach to financial advice starts with your life goals. After identifying and prioritizing your goals, we will work together to customize an investment plan to support them.
We will meet to review your, plan, progress, and make updates as your goals or circumstances change. Taking into consideration:
We will meet to review your, plan, progress, and make updates as your goals or circumstances change. Taking into consideration:
| Assets | Investment risk tolerance |
| Liabilities | Survivor needs |
| Cash-flow requirements | Social Security strategies |
| Retirement planning goals | Estate planning |
Putting Your Plan In Motion
We will recommend a plan that supports your objectives. We can “stress test” your investment portfolio through statistical modeling when you change a goal. Life events might call for adjustment to your plan*:
| Marriage or divorce | Educational expenses |
| Birth or death | Elder care planning |
| Increasing medical costs | Career and employment changes |
| Purchase or sale of a business | Inheriting money or other assets |
IMPORTANT: The projections or other information generated by [name of investment analysis tool] regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.
Envision® methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2021 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.
Envision® methodology: Based on accepted statistical methods, the Envision tool uses a simulation model to test your Ideal, Acceptable and Recommended Investment Plans. The simulation model uses assumptions about inflation, financial market returns and the relationships among these variables. These assumptions were derived from analysis of historical data. Using Monte Carlo simulation, the Envision tool simulates 1,000 different potential outcomes over a lifetime of investing varying historical risk, return, and correlation amongst the assets. Some of these scenarios will assume strong financial market returns, similar to the best periods of history for investors. Others will be similar to the worst periods in investing history. Most scenarios will fall somewhere in between. Elements of the Envision presentations and simulation results are under license from Wealthcare Capital Management LLC. © 2003-2021 Wealthcare Capital Management LLC. All Rights Reserved. Wealthcare Capital Management LLC is a separate entity and is not directly affiliated with Wells Fargo Advisors.